Auto Insurance in Texas
Auto insurance is vital for anyone looking to operate a motor vehicle in the state of Texas. Texas is a fault state when it comes to vehicle accidents. This means all motorists are responsible for any damage they may cause while on the road. That means to own a vehicle that you must show proof that you can afford to pay for any potential accidents.
Most drivers show this proof by purchasing an auto insurance policy. If you live in the San Antonio, TX area, the Integrity Advisors Agency, LLC is here to help with all your auto insurance needs.
Types of auto insurance
There are several different coverage options to choose from. These options give you the ability to find a policy that’s right for you. Here are some of the coverage options available:
- Liability insurance
- Collision Coverage
- Comprehensive Coverage
- Medical Payments Coverage
- Personal Injury Protection
- Uninsured/underinsured motorist coverage
- Towing and labor coverage
- Rental Reimbursement Coverage
Texas law mandates certain minimum coverage requirements for vehicle owners. Drivers must have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage.
What does the policy cover?
Your policy will cover expenses incurred due to an accident. The scope of your coverage will depend on the policy you choose. Here are the costs typically covered by an auto insurance policy:
- Vehicle repair
- Medical bills
- Lost wages and payment for pain and suffering
- Damaged property, trees, fences, signs, etc.
- Funeral costs
These are just the most common expenses covered. Each policy is different, and coverage for more specific circumstances is also available.
If you have any questions about your auto insurance policy, we’re here to answer them. The Integrity Advisors Agency, LLC in San Antonio, TX is a one-stop-shop for auto insurance. Give us a call today to speak to ask about coverage.
We are working remotely from a virtual office and serve clients in San Antonio, TX and nearby areas.