How Does Umbrella Insurance Extend Home Insurance?

Is liability a concern for you? Umbrella insurance is one of the tools you can use to protect yourself if you are being sued. If you already have home insurance and want additional liability coverage, umbrella insurance can provide the extra protection you need.

The professionals at Integrity Advisors Agency LLC, serving San Antonio, TX, can help you get the liability coverage necessary to protect your assets. Here is what you need to know.

What Is Umbrella Insurance?

Umbrella insurance provides additional liability coverage for individuals who already have home or auto insurance. In this way, umbrella insurance supplements home insurance, but it only applies to the liability portions of the policy.

Who Needs Umbrella Insurance?

You may be a good candidate for umbrella insurance if you have more assets than your home insurance policy covers. Umbrella insurance takes effect when the liability coverage on your home insurance policy is exhausted. Your insurance agent can help you determine whether umbrella insurance is right for you and how much coverage you may need.

Some people choose umbrella coverage if they have a pool or a trampoline, as these features can increase liability risks. If you are unsure whether umbrella insurance is the right choice for you, consult your insurance agent for more information.

Contact Us for Umbrella Insurance

If you need umbrella insurance, contact the insurance professionals at Integrity Advisors Agency LLC, serving San Antonio, TX. As independent insurance agents, we work with multiple insurance carriers to help our customers find the best insurance policy for their needs.

We shop around so our customers do not have to. We listen to our customers to help them find the best policy at the best price. Call today to speak with one of our insurance professionals.