Protection from lawsuits and claims made against you is not always simple. There are many situations where you may have traditional liability coverage, whether for your vehicle or home, that does not provide enough protection. This is why umbrella insurance is essential.
At Integrity Advisors Agency LLC, serving San Antonio, TX, we work with clients to get them the right umbrella insurance for their needs.
Types of Claims That Liability Insurance Typically Covers
Every liability insurance policy is different, but you can expect these policies to provide coverage in the following types of liability claims:
- Bodily injury to other people. This may include claims related to medical bills, loss of income, and funeral expenses when someone dies.
- Legal defense costs. In addition to paying out settlement claims you’re legally responsible for, you can also use these policies to cover the cost of your legal defense, including your attorney fees and any court-related fees. It will cover you wven if the claim is groundless.
- Property damage you cause to others. This includes any claims against you involving damaged property.
- Personal injury claims. This may include slander, libel, or defamation of character. It may also include invasion of property.
- Global protections. Many policies provide this same coverage even when you are traveling outside of the U.S.
With this type of protection, you can breathe a bit easier. You know that there is financial support for instances when you may face liability claims.
Contact Integrity Advisors Agency, LLC to learn more about umbrella insurance and the situations it may cover. We’re currently serving San Antonio, TX.
